Plug your AI into your books.
Expansas Financial is built so your AI (APEX, any MCP-capable assistant, or your own agent) can work on your ledger with real, permissioned access: reconcile, run the close, and hand your banker a clean package. Agent access is coming. Every change is audited, and locked periods stay locked.
No AI of your own? Finny does the books with you. Either way you end with a close your CPA signs off and a private link for your banker.
Then add a Business Nexus: an AI team for sales, research, security and more, hosted by Expansas. Early access. What is Business Nexus?
1/4Ask APEX.
Your AI already knows how to ask. Give it something real to work on.
EF speaks MCP, the open protocol AI tools use to call software. When agent access opens, your assistant will be able to search transactions, pull balances and reports, compare periods, spot anomalies, or propose a correction for someone to approve. Tools will be limited to your role, and every change logged.
How it works
- 1
Join the list, and we send your connection details when agent access opens.
- 2
Add them to your AI tool's MCP settings.
- 3
Ask about your books. Tools match your role, and every change is logged.
Connect your AI to your books
- 1Join the list for agent access.
- 2When it opens, we send your connection details.
- 3Add them to .mcp.json and ask about your books.
{
"mcpServers": {
"expansas-financial": {
"type": "http",
"url": "https://<connection URL we send you>",
"headers": {
"Authorization": "Bearer <sent when agent access opens>"
}
}
}
}Anything in <angle brackets> is a placeholder. The real connection details are sent when agent access opens.
What your AI can do
The exact tools your AI can call, for developers. You don't need these names to use EF: just ask your AI in plain words.
Exact permissions are set per organisation.
11 of 11 tools shown for Owner
Know you're ready to close before your CPA does.
Finny ties your books to the bank, checks the balance sheet, and makes sure every statement is in. Anything blocking the close comes with an explanation and a fix; then it’s owner review, CPA review, and a locked close with a close report.
How it works
- 1
Finny ties your books to the bank and checks every statement is in.
- 2
Anything blocking the close comes with an explanation and a fix.
- 3
Owner review, CPA review, then a locked close with a close report.
Juniper Supply LLC · September 2026
Not run yet
Break something, or just run it.
- Bank tie Ledger cash agrees with bank statements.: not run
- Balance sheet Assets = liabilities + equity.: not run
- Statement coverage Every account has statements for the whole period.: not run
- Open
- Owner review
- CPA review
- Locked
The period is open. Once the checks are clear, submit it for owner review.
Run the checks and clear every blocking issue (acknowledge any warnings) to submit for owner review.
Banker-ready, without the scramble.
Choose who it's for and which statements to include. Finny assembles a CPA-adjusted package behind a private link that expires. You can see when it was opened.
How it works
- 1
Choose who it's for and which statements to include.
- 2
Finny assembles a CPA-adjusted package.
- 3
Share a private link that expires, and see when it was opened.
Default text changes with the audience until you edit it.
Recipient's view
Preview of the private linkJuniper Supply LLC: shared by Finny
- Basis:
- CPA-adjusted
- Link expires
- Oct 24, 2026
- Viewed:
- not yet
Q3 2026 · Jul 1 – Sep 30, 2026 · prepared for Banker
Attached is our CPA-adjusted package for the period, with the lender metrics you asked about. Happy to walk through the line of credit and term loan balances on a call.
Lender metrics (banker portal)
Bankers see ratios and spreads in their Expansas banker portal.
Computed from the statements below for this period; DSCR is for the period, not annualised.
Profit & loss
Jul 1 – Sep 30, 2026 · USD
| Wholesale product sales | 626,500 |
| Freight & other income | 18,400 |
| Total revenue | 644,900 |
| Cost of goods sold | 447,400 |
| Inbound freight | 24,600 |
| Gross profit | 172,900 |
| Payroll & benefits | 69,000 |
| Rent | 25,200 |
| Insurance | 6,300 |
| Utilities | 5,060 |
| Vehicle & fuel | 12,050 |
| Marketing | 7,000 |
| Professional fees | 6,000 |
| Software & subscriptions | 3,300 |
| Depreciation | 9,600 |
| Other operating | 7,800 |
| Total operating expenses | 151,310 |
| Operating income | 21,590 |
| Interest expense | 2,985 |
| Net income | 18,605 |
Balance sheet
As of Sep 30, 2026 · USD
| Cash | 96,405 |
| Accounts receivable | 209,800 |
| Inventory | 256,500 |
| Prepaid expenses | 10,200 |
| Total current assets | 572,905 |
| Property & equipment, net | 126,900 |
| Total assets | 699,805 |
| Accounts payable | 160,400 |
| Accrued liabilities | 25,300 |
| Line of credit | 66,000 |
| Term loan, current portion | 37,200 |
| Total current liabilities | 288,900 |
| Term loan, long-term | 17,700 |
| Total liabilities | 306,600 |
| Member capital | 150,000 |
| Retained earnings | 243,205 |
| Total equity | 393,205 |
| Total liabilities & equity | 699,805 |
SAMPLE DATA: fictional company, illustrative figures.
Meet Finny
Finny is the Expansas character who guides you through your bookkeeping.
Whether you ask your own AI or open EF directly, Finny is the one doing the books with you: she ties out the bank, explains what is blocking a close, and builds the package for your banker. Synthax created her for Expansas Financial.
Read Finny's storyFrom shoebox to banker.
Bring your statements.
Connect your bank, upload statements and documents, or import from QuickBooks.
Finny's Superpowers
Four key capabilities that make financial management effortless
Document Processing
Upload PDFs, images, bank statements, and receipts. Finny uses AI-powered OCR to extract and understand your financial data with precision.
- Multiple format support (PDF, PNG, JPG, CSV)
- AI-powered data extraction
- Automatic text recognition
- Batch processing capabilities
Smart Reconciliation
Automatically match transactions, detect duplicates, and categorize expenses. Finny learns from your patterns to make suggestions that fit your books.
- Automatic transaction matching
- Duplicate detection & removal
- AI-powered categorization
- Pattern learning over time
Financial Reporting
Generate professional balance sheets, P&L statements, and cash flow reports. Export to multiple formats for accounting and tax purposes.
- Balance sheets & P&L statements
- Cash flow analysis
- Real-time financial insights
- Export to Excel, PDF, CSV
Empathetic Interface
Finance doesn't have to be frightening. Finny provides clear explanations, helpful guidance, and a user-friendly design that makes financial management approachable.
- User-friendly retro design
- Clear explanations & tooltips
- Helpful error messages
- Guided workflows
How Finny Works
From chaos to clarity in five simple steps
Connect
Link your bank accounts or upload financial documents. Finny supports PDFs, images, spreadsheets, and direct bank connections.
- Drag-and-drop file upload
- Bank account integration
- Bulk import options
Process
Finny's AI engine extracts data, categorizes transactions, and identifies patterns. Advanced OCR technology reads documents reliably, and anything uncertain is flagged for your review.
- AI-powered OCR
- Automatic categorization
- Duplicate detection
Review
See your financial data organized clearly. Review categorizations, make adjustments, and approve reconciliations with confidence.
- Interactive dashboards
- Easy adjustment tools
- Approval workflows
Insights
Get actionable recommendations based on your financial patterns. Identify spending trends, cost-saving opportunities, and financial health indicators.
- Spending pattern analysis
- Cost-saving recommendations
- Financial health scores
Report
Generate professional reports for stakeholders, accountants, or tax purposes. Export in multiple formats with a single click.
- Professional templates
- Multiple export formats
- Scheduled report generation
Connect
Link your bank accounts or upload financial documents. Finny supports PDFs, images, spreadsheets, and direct bank connections.
- Drag-and-drop file upload
- Bank account integration
- Bulk import options
Process
Finny's AI engine extracts data, categorizes transactions, and identifies patterns. Advanced OCR technology reads documents reliably, and anything uncertain is flagged for your review.
- AI-powered OCR
- Automatic categorization
- Duplicate detection
Review
See your financial data organized clearly. Review categorizations, make adjustments, and approve reconciliations with confidence.
- Interactive dashboards
- Easy adjustment tools
- Approval workflows
Insights
Get actionable recommendations based on your financial patterns. Identify spending trends, cost-saving opportunities, and financial health indicators.
- Spending pattern analysis
- Cost-saving recommendations
- Financial health scores
Report
Generate professional reports for stakeholders, accountants, or tax purposes. Export in multiple formats with a single click.
- Professional templates
- Multiple export formats
- Scheduled report generation
Built for Property Owners
Specialized dashboards for vacation rentals, landlords, and property managers. Plus partner opportunities for accountants.
Vacation Rental Owner
Managing multiple Airbnb, VRBO, or short-term rental properties? Finny consolidates all your property finances into one clear view with specialized vacation rental dashboards.
Key Benefits:
- Multi-property consolidation
- Platform income tracking (Airbnb, VRBO)
- Expense categorization by property
- Seasonal revenue analysis
- Tax-ready Schedule E reports
Multi-Property Landlord
Track rent payments, maintenance costs, and property performance across your entire portfolio. One subscription covers unlimited LLCs and entities.
Key Benefits:
- Unlimited companies/LLCs
- Rent roll management
- Maintenance cost tracking
- Property P&L statements
- Portfolio-wide reporting
Property Manager
Professional property managers handling multiple owners can process statements in bulk and deliver clear financial reports to each property owner.
Key Benefits:
- Bulk statement processing
- Owner-specific reporting
- Trust account reconciliation
- Management fee tracking
- White-label reports
Accountant Partner
Join our partner program and earn commissions for every client you onboard or refer. Get dedicated tools for managing property owner clients efficiently.
Key Benefits:
- Referral commissions
- Client onboarding bonuses
- Multi-client dashboard
- Batch processing tools
- Partner priority support
Accountant Partner Program
Earn commissions for every property owner you refer or onboard. Get volume discounts and dedicated partner tools.
Frequently Asked Questions
Everything you need to know about Finny
Finny uses advanced AI-powered OCR (Optical Character Recognition) technology to read and extract data from your financial documents. We support PDFs, images (PNG, JPG), spreadsheets (CSV, Excel), and direct bank connections. Our AI engine identifies transaction details, dates, amounts, and categories reliably, and anything uncertain is flagged for your review.
Data is encrypted in transit (HTTPS). Access is role-based, and every change is logged.
Finny supports a wide range of formats: PDFs (including scanned documents), images (PNG, JPG, JPEG), spreadsheets (CSV, XLS, XLSX), and bank connections through the Expansas desktop app. Finny's AI processes PDFs and other formats natively without requiring OCR preprocessing, ensuring fast and accurate data extraction.
Yes! You can export your financial data and reports in multiple formats including Excel (XLSX), CSV, PDF, and JSON. All exports maintain the original data structure and formatting. You can also schedule automated report generation and delivery via email.
Finny uses machine learning to analyze transaction descriptions, merchant names, and patterns to automatically categorize expenses. The system learns from your corrections and becomes more accurate over time. You can also create custom categorization rules and teach Finny your specific business logic.
No. Expansas Financial runs in your browser, on phones too. New customers start by requesting early access, and we email your sign-in details when your spot opens. To connect banks or upload statements in bulk, you use the Expansas desktop app.
Finny is part of the Expansas Financial module, and one subscription covers unlimited companies and LLCs. See current Business Nexus module pricing at /pricing. Your data is stored on Expansas-operated infrastructure. Working with health data? Contact us about a BAA. Accountants can join our Partner Program for special benefits and referral commissions.
No! Finny is designed specifically for property owners with multiple entities. One subscription covers unlimited LLCs and companies. You can view each property separately or see your entire portfolio consolidated. We provide specialized dashboards for vacation rentals, long-term rentals, and mixed portfolios.
Yes! Expansas Financial supports multiple users with role-based access control. You can invite team members, assign specific permissions, and maintain audit trails of all activities. Perfect for accounting firms managing multiple clients or businesses with finance teams.
Finny explains every categorization and flags anything it isn't sure about for your review. You always stay in control of the final books. Finny uses native AI document processing for optimal results.
Support options depend on your plan. See current details at /pricing or contact us and we will point you to the right help.
Ready to Simplify Your Finances?
Transform your property finances from chaos into crystal-clear insights with Finny.